April 28, 2025
lfsadminAm I Covered if Someone Else Drives My Car and Has an Accident?
Whether it’s a friend, a visiting family member, a babysitter, or even a long road trip, there are times when you need to allow someone else to drive your car. But what happens if they get into an accident while behind the wheel? Will your car insurance cover damages and injuries to the other vehicle […]
April 14, 2025
lfsadminMust-have Coverage for Your Business: Workers’ Compensation Insurance
Florida businesses need several types of commercial insurance to protect their assets. One of the most important is workers’ compensation insurance, often called “workers’ comp.” Workers’ comp provides benefits for employees who are accidentally injured or become sick in the course of doing their jobs. Not only is workers’ comp insurance an important liability protection […]
March 24, 2025
lfsadminBOP Basics—Essential Insurance for Small and Medium Businesses
While you can plan for many aspects of your business—hiring, scheduling, inventory, and so on—there are some events that are simply unexpected. Perhaps a customer is injured by a slip and fall, or a fire breaks out and destroys your equipment or inventory. Unexpected events such as accidents, natural disasters, or lawsuits can put you […]
March 10, 2025
lfsadminWhat You Need to Know About Manufactured Home Insurance
There are more than 20 million manufactured and mobile homes in the U.S., and Florida ranks third among the states for the highest number of this type of home. Their cost effectiveness and versatility make manufactured homes a popular choice. If you own a manufactured home, or are considering buying one, here are some things […]
February 24, 2025
lfsadminNew Ring? Insure That Bling!
When “engagement season” ended on Valentine’s Day, did you have a new ring on your finger? Or maybe you recently inherited some valuable jewelry or bought a pricey watch? Jewelry often has both monetary and sentimental value. What would you do if your treasured piece was destroyed or stolen? Would insurance cover the loss? Homeowners, […]
February 10, 2025
lfsadminFlorida Wildfires—Is Your Home at Risk?
When you think of natural disasters in Florida, you probably think of hurricanes, or maybe flooding. But did you know that many Florida homes are also at risk for damage from wildfires? According to the Florida Department of Agriculture and Consumer Services (FDACS), forests cover nearly half of our state. This means most of our […]
January 27, 2025
lfsadmin7 Simple Tips to Keep Your Home Safe from Burglars
One of the most common perils a Florida homeowner faces is not a hurricane, fire, or flood—it’s burglary. In 2019, a burglary occurred every 28.3 seconds in the U.S, according to the FBI. And while Florida homeowners insurance does commonly cover losses from burglary, no one wants to deal with the emotional trauma of having […]
January 13, 2025
lfsadminInsurance 101—How Are Auto Accident Injuries Covered?
It only takes a moment of distraction—or simply being in the wrong place at the wrong time—for you to find yourself in an auto accident. Preliminary stats show that in 2024, there were more than 375,000 vehicle crashes in Florida, and more than 158,000 of them involved injures. Since injury costs after a serious accident […]
December 30, 2024
lfsadminYour End-of-the-Year Insurance Review
As you say goodbye to the old year and prepare for the new, you may be reflecting on the events of 2024 as well as thinking of personal and financial goals you’d like to achieve in 2025. You’re probably not thinking about your insurance needs—and that could be a mistake. Many life events affect your […]
December 9, 2024
lfsadminStay Safe from Holiday Driving Dangers
The holiday season is a great time to share traditions, attend festive parties, and plan fun family outings, However, it’s also one of the most dangerous times to drive, mainly because of the increase in alcohol- and drug-related accidents and driving fatalities. That’s one reason December is National Impaired Driving Prevention Month. Holiday driving dangers […]